Life Assurance for Families, Businesses and all types of Mortgage Cover.
Why should you arrange Life Insurance?
Ask yourself, why shouldn't you have life insurance? Do you have loans, credit card debts, mortgages, an income? What would happen to all of this if you prematurely died and your surviving family inherited these debts and liabilities, rather than an unencumbered inheritance?
If the policyholder dies whilst the policy is in force, the insurance company pays out the proceeds of the relevant sum insured i.e. the claim.
Life Insurance is what most people need….. for mortgage cover, family protection, guardian plans and other important family, business and estate planning reasons.
It is quick and easy (and without cost) to ask for quote and for us to arrange your best value and flexible arrangements.
If you already have life insurance, is it worth switching?
In the last few years, life insurance costs have reduced. Speak to one of our whole of market Advisers to see if you can get a better premium. But it’s not just about cost, you should also ensure that you keep your cover up to date, too. Life insurance needs, and peoples situations, can also change. We recommend that you should review your policy annually to make sure your premiums are still competitive and that you still have the right amount of cover in place.
You may need to amend your cover if:
You've had a(nother) child Your job has changed.
You’ve arranged a new or larger mortgage.
You now wish to add in extra benefits such as critical illness cover.
Our team of Advisers are trained, qualified and experienced and are available to help you plan your life cover strategy, whatever your requirements.
To discuss your life assurance requirements, fill in our contact form below and an Adviser will call you back.